Clements Realty Group



Posted by Clements Realty Group on 8/17/2018

Enjoy everything Salem has to offer. Walking distance to fabulous shops and restaurants. The unit is currently rented and presently used as a 3 bedroom ($1,450) and can be delivered empty. Condo fee of $300 covers Master Insurance, Water, Common Electric and Loans for the replacement of roof and decks. Unit offers new replacement windows and recently refinished hardwood floors. Gas boiler is approximately 18 years old. decks on right of bldg are 2 yrs old . new rubber roof 4 mos old

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Clements Realty Group on 8/17/2018

Refinancing your home can have many benefits. First, youíll be able to take out money to address immediate needs in your home like improvement projects. These things can only benefit your homeís value in the long term. Before you take the leap to refinance your home, you should be sure that youíre actually ready to take this step. Knowing what youíre in for allows the entire process to go more smoothly. Read on for tip to understand more about the refinancing process and what youíll need.


Know Your Finances


Just like when you initially purchase a home, refinancing your home will require you to have your finances in order. Take a look at your budget and needs and determine if it makes sense for you to refinance your home. For example, your employment status or distance from life goals like retirement could have a factor on the term of the loan youíre willing to take out. A 15-year mortgage may make more sense than a 30-year mortgage, but your monthly payments will also be a bit higher. You need to take all of this into consideration before you refinance. 


Your credit score will also be a factor in refinancing your home just as it was when you initially bought your house. Check your score and see if any red flags pop up. Getting these corrected earlier rather than later can help you to get a better rate on the loan. There are plenty of free services that exist online that allow you to check your credit score.   


Know The Value Of Your Home


If you know the value of your home and understand how much equity youíve built up in the house, it will give you a better idea of your refinancing options. You canít get more than 70% of what your home is currently worth as a cash-out refinance. If you owe more than your home is worth, you might be in a tighter financial situation than you realize. You can do plenty of things to increase the value of your home; it will just take some time. You may even consider selling your house, making a move, and starting from scratch. Financially, this could be the best option, and you could also end up with a better interest rate.


Getting your finances in order and the simple act of preparing for a home refinance could give you some insight into your financial picture after being a homeowner for some time.


Stay out of debt. Donít open new accounts. Pay down any debt you may have. That is the standard advice for people who are trying to get in good financial standing before buying a home or refinancing a home. 


Do some research and find the best home loan refinance rates around. Then, look into your own finances and decide whatís best for you regarding refinancing your home loan.      





Tags: Mortgage   refinancing  
Categories: Home Improvements  


Posted by Clements Realty Group on 8/16/2018


56 Ward, Salem, MA 01970

Condo

$144,900
Price

5
Rooms
3
Beds
1
Baths
Enjoy everything Salem has to offer. Walking distance to fabulous shops and restaurants. The unit is currently rented and presently used as a 3 bedroom ($1,450) and can be delivered empty. Condo fee of $300 covers Master Insurance, Water, Common Electric and Loans for the replacement of roof and decks. Unit offers new replacement windows and recently refinished hardwood floors. Gas boiler is approximately 18 years old. decks on right of bldg are 2 yrs old . new rubber roof 4 mos old
Open House
No scheduled Open Houses






Tags: Salem   Real Estate   Condo   01970  
Categories: New Homes  


Posted by Clements Realty Group on 8/15/2018

Great investment*HUGE* Affordable two family with lots of potential but in need of repairs-TLC. Convenient West Lynn location, Offering off street parking, and private enclosed yard for entertaining. Short distance of public schools and the newly built Shopping Plaza. Property is being sold "As is" as seen' 'where is' seller/broker make no warranties or representations. * No Showings until open house Sat 8/18@12pm-130pm + Sun 8/19@1pm-230PM

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Clements Realty Group on 8/15/2018


45 Sanderson Ave, Lynn, MA 01902

Condo

$321,000
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
Beautiful Town House with a lovely deck and low maintenance private yard. Easy walk to the beach. No association, no condo fees. Each owner has a fractional interest in the homes exterior expenses and repairs.
Open House
Sunday
August 19 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 45 Sanderson Ave, Lynn, MA 01902    Get Directions

Similar Properties





Tags: Lynn   Real Estate   01902   Condo  
Categories: Price Change  




Tags